I se weekends as an opportunity to:
- Recharge
- Learn
- Sirens time with loved ones
- Explore new things and places
Use your time for things that help you level up and feel amazing about yourself
Achieving big things in life is possible!!
You simply need to create a big, tangible yet challenging plan
Break it down into smaller more manageable steps
Next:
✅Track
✅Adjust
✅Course correct
I find that often is not that people don’t have time to do what makes a difference…
Mostly they haven’t realised yet - what they actually care about and what will make their tomorrow better than today
Every day you should wake up and challenge yourself to the following
“How can I go to bed tonight a better person than I was yesterday?”
You change a little every day - the compounding will transform you into someone you can’t recognise in not so distant future
Have you ever considered a Payday Loan?
These can help at times when no alternative is available however you must watch out of the astronomical costs these types of loans have
Mane sure to clear it as a priority!!!
https://money-hacks.co.uk/index.php/2023/04/16/what-is-a-payday-loan-uk-and-why-you-dont-need-one/
People say they are waiting for the next big market dip to buy cheap shares only up until the dip happens
Next - everyone turn experts and say “this time things are not the same as before”
And so the cycle keeps going on as some people are looking for that perfect opportunity
People start a side hustles and abandon these in couple of weeks
Their view - “This clearly doesn’t work as I haven’t seen any results yet”
Any idea to become profitable takes time and dedication
Start by asking yourself - “What value can I add?”
Do this and money will follow
Anyone can become wealthy. It does require you to make certain choices and take action
- create a goal and start tracking your progress
- create a budget
- make your money work for you - invest, buy assets
- create virtual property - YouTube channel, social media, blog
Some tips for those looking to #invest into #dividend stocks
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🇬🇧 stock market is full of great dividend paying companies
FTSE100 is the index of 100 biggest UK listed companies based on their Market Cap
Large proportion of these companies are worldwide known with their goods and services available in households all over the globe
Below is a list of 10 companies known for their consistent dividend increase policy
Unilever ($ULVR) - Consumer goods
Diageo ($DGE) - Beverages
GlaxoSmithKline ($GSK) - Pharmaceuticals
AstraZeneca ($AZN) - Pharmaceuticals
British American Tobacco ($BATS) - Tobacco
BHP Group ($BHP) - Mining
Royal Dutch Shell ($RDSB) - Oil and Gas
Rio Tinto ($RIO) - Mining
HSBC Holdings ($HSBA) - Banking and Finance
Vodafone Group ($VOD) - Telecommunications
It is however worth keeping in mind - past performance is not a guarantee of future results
Before investing into any of these:
- make your own research
- consider companies financial situation and market trends
- consider share price performance on top of dividends paid
People always look for way to make extra #money
One of the easiest ways I personally found - cashback websites
You keep your online shopping habits as they are and get paid for doing so
https://money-hacks.co.uk/index.php/2023/04/05/cashback-websites-allow-me-to-earn-300-per-year/
Apple launches their high yields savings account with 4.15% interest rate
Would you trust 🍎 your money?
When people ask me - why do I work on my projects and #invest crazy?
The answer is always the same and extremely simple - I don’t believe people were made to start enjoying their life after 65
It is weird to see people believing there is a recession coming yet stock markets are on the rise …
What’s your take on this?
Money and financial uncertainty is a big topic and a concern for many in the current times
That's a reason I have pulled together a list of 26 easy to implement ways you could save yourself money starting TODAY
I hope the below helps at least some of you out there
👇👇👇
1. create a budget
2. plan your grocery trips
3. review your debt
4. create a sinking/emergency fund
5. review all your subscriptions
6. try before you subscribe
7. use free trials
8. check your utility providers
9. automate bills
10. pay insurance upfront
11. try saving challenges
12. round up your expenses
13. apply 7 day rule before buying expensive item
14. cashback websites
15. check if your employer offers discount program
16. cook your office meals at home
17. use a cheaper supermarket
18. buy reduced products
19. buy in bulk
20. collect loyalty points
21. look for discounts/vouchers
22. try to fix things
23. declutter
24. reduce temperature by 1 degree
25. turn the lights/appliances off
26. consider renewable energy
You can find more detail about all of the above in the article below
Most of these steps are not rocket science and anyone should find these easy to implement
https://money-hacks.co.uk/index.php/2023/02/05/26-ways-you-can-be-saving-money/
Been to investment event and have many questions in my head right now …
Is gold something worth holding in your portfolio?
The more I look into FTSE 100 - the more tempted I am to pull the trigger on it
Anyone else?
Is anyone else feeling bullish on 🇬🇧 banking stocks?
I feel these are currently trading below their fair value
This can deliver decent value appreciation over time + impressive dividends while you wait
Dividend yields
- Lloyds = 4.9%
- Barclays = 4.6%
- NatWest = 5.0%
New financial year is here and with it is a reset to your ISA allowance
Start planning early on how much of the annual allowance you will use and what strategies to apply to your investments
https://money-hacks.co.uk/index.php/2023/04/12/what-is-the-isa-allowance-for-2023-24/