We all do. Take a rest.
That’s pretty cool. Planning a trip to south america this year, if resources allows I would love to drop by El Salvador too.
GM
just finished setting up the transaction records of BTC in the books. I have no idea if our existing auditor will be open to it, they seem old school.
Nevertherless everything is in accordance to tax guidelines, just wish it could be more straightforward.
Maybe building an accounting system that fits in the Malaysian context would be fun.
Monday morning scene at work (from home)
Over 18 hours of music posted by the Nostr community has been added to this playlist since I first created it! For those seeing this for the first time, this is a playlist that updates automatically to add new tracks posted on Nostr.
https://tidal.com/playlist/7b1cde20-a28b-4859-9cce-ee4ec3adba3c
awesome ⚡️
Gm. Writting a test note, posting from coracle
Guess it’s keep on stacking sats?
Pretty much in the same here. I started utilising part of my mandatory provident fund to repay more of the mortgage so that the debt could clear out quickly. A few extra hundred $ a month could reduce length of mortgage by years.
As for buying BTC, have asked for my reimbursement to be paid in BTC moving forward for a start.
Instrumental accepted?
somehow it felt the same 💜
On the above, it makes sense but it depends on several other factors:
1) instalment amount
2) balance in provident fund *
3) net contribution per month (addition less withdrawal)
*loan instalment is only allowed from account 2 which is 30% of your total balance, assuming no prior withdrawal.
On average a person earning RM15k, paying a RM3.3k loan will utilise RM20k of their balance each year. If this person has RM500k to start with, it will only pay the loan for maximum 8 years after which, there will not have balance in account 2 (yes that is possible).
If you do not want to utilise the balance in your account 2 at all, for every RM1000 loan you need to earn RM14.5k per month. So a RM3.3k loan, you’ll need a monthly salary of RM47850 to have net contribution of zero per month.
Those days when I have no energy for whatever reason, this is the one song that got me up to groove, always
as a kid i wanna be a teacher because i only knew my teacher
as a teen i wanna be a rock star, well who doesn’t at that age?
as a young adult i wanna be an accountant, huh what??!
late 20s, I wanna be someone’s wife - thank God that did not happen
mid 30s, I wanna do my job, start my business, do my phd, learn data science, push myself for a triathlon, travel, have time for my guitars (rock star dream is still alive) ~
It is not about what I want to do / achieve, it’s the journey of seeking my purpose and who I am
Can’t wait to see 🇧🇷