When a Bitcoiner says you have high time preference, that should be taken the same way as when someone from the South says "Bless your heart"

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What do you mean?

To clarify. I really have no idea what it means and where I live is south but it might be a different one.

American Southreners mean it in a very condescending, unapproving way, while still wanting to "sound" polite.

ah, got you!