I've complained about your first point countless times.
If someone is not associated with a domain, their NIP-05 is pointless to me and tells me nothing (other than they maybe paid a few cents over LN once, but that's what paid relays are for).
I don't want to be that negative but a lot of those services kinda just rided the hypewave for a cash grab.
Same, although I do see a quasi-benefit to NIP-05: it's easier to tell others how to add you, compared to pubkeys.
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