I've always been like ~90% "maxi". I think that there is a real use case for tokens in a hypothetical future, but in the real world they seem to have been almost exclusively used for shitcoin scams....
Discussion
i think that the mainstream finance tokens called "fiat money" and "stocks" are also scams, i don't think there is any use for them in a hard money economy
what most people don't understand is before credit overtook money in the early 20th century, people started businesses by saving money, and what credit there was available if you needed some more runway, was available exactly in proportion with the amount of savings that people who were willing to risk their money lending it were saving. this is Mises book Theory of Money and Credit summarized.
fiat money is a security, tokens are a security, stocks are a security, and securities are just scams, run by one group or another with varying levels of con-fidence in their scheme
since the inception of Public Relations per Bernays, they have found ways to trick people into believing bullshit so the Con is totally ruling the game at this point, and look at what shit it gets us into... WW2, vietnam, iraq, ukraine