That's an interesting idea... Retirement, like the bonkers US health insurance system, seems to be tied to the assumption that you will be employed by a single entity for most of your working life.

Even as late as the 1980's science fiction writers like William Gibson still envisioned a future with relatively permanent megacorporations, in the Japanese context of the "Zaibatsu," that employed people basically from "cradle to grave."

Still today I get the impression that the security of working for a large corporation is an aspirational, if increasingly unattainable goal for many young people in East Asian countries. In America, that desire for job security seems to now be focused more on Academia or Government jobs.

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Incidentally this is a background context to a lot of the DOGE cuts; the interviews with shellshocked laid off government workers where there's this implicit notion of "this was supposed to be a job for life!"