A lot of people in America are currently engaged in the "gig economy". Mostly young folks for a variety of different reasons. More freedom, you control your own schedule, maybe more income and a ton of other pros depending on your field of focus.

This is great if it works for you and your family. I left my W2 gig this year (of 16 years) to acquire and grow my business with a few different 1099 contracts, making me (and my team) participants in the gig economy too.

I spend a decent part of my time seeking out potential risks, pain points that might effect us and our families. "What if?" type thought exercises.

The folks on my team are younger (basically just getting started in their careers) and one of them now has a child.

If you are not planning for these as active participants in the "gig economy". You're exposing yourself to potentially being rekt, be it financially, health wise or maybe even with your life. Don't leap towards the pros of being your "own boss" and completely ignore the responsibilities of being your own boss.

~Some old dude on Nostr that's seen a thing or two over the years.