I'll give that shot. I haven't used lnbits in a long while. It was pretty buggy back then. I'll check it out🤔

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how can lightning terminal be used for sub wallets?

You can create custodial wallets in lightning terminal. I make them for my normie family members who want to be in bitcoin but havent educated themselves enough to do it alone. I have them install zeus and link their wallets to it. Plus, we all go in together to open a lightning channel. BTC Sessions has a very detailed youtube video on how to to it. It's really easy.