How does it work? If I send 232486 sats âš¡ with lightning ($100), it will go to a loan to community, and I get some return back? Is it in lightning âš¡ too? How often ?

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The community lending platform doesn't yet integrate with BTC or Lightning.

But generally, folks create accounts on our platform, make a loan to a project, and then earn monthly interest. Once the term for the loan is over, the full loan amount is repaid to the lender.

Just read the FAQ. Interesting! Would join when BTC is integrated and open outside US. Good luck with the projects 🆒