Which mobile wallets require you to run your own node at home? Most rely either on centralized backends or some kind of SPV/Neutrino system.

BIP351 gives you the ability to run your own notification scanner if you're paranoid, but in practice most users can rely on a few high profile scanners and cross check them for honesty.

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You to run a node in order to use ANY wallet. If you are not validating the chain, you are not using Bitcoin, you are merely trusting someone else to use Bitcoin for you.

Does Wasabi download and consensus validate every single block?

Not by default, there's a 1 click toggle to run Bitcoin Knots.

Ok so by default Wasabi doesn't use Bitcoin according to the bar you set. But it can after a 1 click toggle.

Correct. You aren't required to run Knots through the Wasabi client, you can connect to your remote node as well.