When I did my research a year or so ago, umbrel was super easy to install, but less secure. To me that was a deal breaker for any BTC application.

I went with Start9 and I am super happy. Tor-only right now, which complicates things a little but I am not technical and can managei it so you can too. Super clear and detailed documentation helps a lot. And clearnet access is in testing already so will come soon. After testing on a RPi I got a Server Pure, all FOSS and very good quality.

And customer service second to none.

And no, I'm not related to them at all, just a happy camper.