Fold card helped me make the switch from credit to debit. Now I use the cash app debit card and 0% credit.

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That’s awesome! 👏

I’ll give it a shot to help change a behavior and then assess at a later date.

Try it out. I don't really like it much anymore and I use The Bitcoin Company to buy gift cards with lighting and cash app for any other fiat purchases.

Only spending money I actually have is a great way to live.