and she was ok with you bying bitcoin with her money? and what is the plan, you will sell when she asks?

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the plan is not to loose purchasing power while it sits in the pocket.

but only one year can be risky

One year _minimum_ she said. Also I explained all the risks. She is okay with that.

you holding for her or? probably good case for multisig

An old lady and a relative - I'm holding for her.