I know a lot of people who have spent less than a few minutes studying Bitcoin will say Bitcoin is slow

Let me tell you how financial systems work

Did you know that when you send money with a credit card, it doesn't "settle" right away?

Settlement is when money actually changes hands

Credit cards can process lots of transactions, but they don't "settle" for up to 60 days.

Bitcoin transactions can be compared to SWIFT

SWIFT is what we use to send wire transfers, and they're irreversible

SWIFT transactions can take 3-5 business days to provide final settlement and they cost at least $50

Bitcoin transactions provide final settlement, and they can take up to an hour

You can use a second layer (like Visa or Mastercard) to speed up bitcoin transactions without actual settlement

Lightning (and other layer 2s) allow transactions in a fraction of a second, and they're almost free!