0.185 bitcoin will put someone in the top 1% of holders in the next 10-20 years.

likely much less...

3 million locked in treasuries

3 million+ unrecoverable

21-6 = 15

15m ÷ 8.1b × 100 = 0.185

more bitcoin will be lost, more will be bought by corporations, governments, pension funds, states, sovereign wealth funds, etc...