I'm not understanding what you are saying.

I think you are saying I don't need to KYC, so how do I get my USD into a coin?

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Via P2P markets like Bisq, Retoswap, Robosats, Vexl,...

Right, I'm aware of those, but how do I get USD onto them. Right now they only have offers accepting Zelle and it is limited on the amount, so would take months to aquire a coin.