people are saying that if you have a little bit of money, it belongs in an ecash mint that is completely centralized and ruggable. when you have a little bit more money, it belongs in a permissioned sidechain protected by a multisig. when you have a lot of money, it can be in self-custody protected by a decentralized network. but that's like saying poor people don't deserve decentralization. you realize under this scheme most people in the world are not protected from the dangers of fractional reserve banking, and there can be a lot of inflation that is hard to detect. the inflation will hurt rich people too. so what does that even accomplish?