As a bitcoin earner I'm happy to not have to go through fiat to be able to spend my sats. Currently I do earn 2% selling sats for fiat but it's usually 0%.
And then there's the idealist in me, so I pay a small markup to reward merchants for building out the circular economy.
Those preferring to pay with all-kyc-cards are the problem. They might claim to be against CBDCs but they pave the road for this surveillance nightmare. Pay cash. Pay sats.