Muun isn't a Lightning wallet because Muun does on-chain swap which results in some people getting very high fees. I have personally never experienced this, but I've seen countless discussion around the fees being as much as on-chain fees when you're unlucky enough to be the person that has to pay for the channel being opened or closed. My 2 kids have used Muun for 2 years without issue or high fees.
Is it safe to keep 1 millions sats on muun's lightning for long term?
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Most likely.
Yes. They are actually on chain even if you received them as lightning.