I'm positing that machine-enforced Final Settlement forces all actors to account for the cost of a transaction *on the spot*, rather than allowing the deferred or indirect clearance of debts to cloud our judgment, allow for claw-backs, feed our greed, socialize our costs, or skew price signals.

It is a true ledger with a fair history, an impartial accountant, and immediate clearance. I think that makes it a better money. Not just better, in the sense of being "more efficient", but better in the sense of being Good.