She’ll go to another bank that does the same thing. These people have no idea there’s an exit door. But even then, your life becomes hell dealing with bitcoin sell offs to pay your fiat bills.

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Yeah it's hard to find a good banking partner these days. They all think they own you.

Bitcoin sell-offs wont hurt you much after 2-3 cycles. You're way too far ahead in terms of gained purchase power (fiat value).