Yo nostr:nprofile1qqsvf646uxlreajhhsv9tms9u6w7nuzeedaqty38z69cpwyhv89ufcqprfmhxue69uhkummnw3ezummjv9hxwetsd9kxctnyv4mqz9nhwden5te0wfjkccte9ec8y6tdv9kzumn9wsfyjjen are you able to speak on why places like the UK take so long to set up products? Any idea of consumer strike loans?