No blaming here. You avoid debt and you avoid bad food. This is simple. No one is a victim here.
Stop living outside of your means.
I think blame needs to be placed and it's on the system that caused it.
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The system never caused individuals these problems. The individuals brought these issues upon themselves. Debt is not mandatory is it? I will say it again. Live within your means.
Live within your means while it dries up at a rate of 10% a year.