One of our leading exchanges here, Valr, just announced a partnership with Visa. This is after they announced parterning with a big retailer to use their internal payment solution, not Lightning.
I guess we should know that exchanges aren't here to help realise a Bitcoin standard, only rentseek and enable status quo. Exchanges are going to become like banks and payment switches for the existing Visa economy, and your Bitcoin balance is just a database entry and a fiat value you're allowed to draw down on. Sad.
Get your Bitcoin off of exchanges, and orange pill your favourite merchants!