Ok, so, In the long run, we are all dead/debt.😀. Now, I am not fan of gay folks like John Maynard Keynes, he married but had no children😀. It is a statement of person with low confidence and low morale. He didn't think he had any future😀. So, didn't think like.. what about my children, what about my family, what about my legacy etc. I don't take work and philosophy of such people seriously.😀🎈☕👍.