Humans' natural motives and the systems they create and interact with are amazing. Convenience and laziness incentivised led to the observation you made above.

Yet Greed matched with game theory to 'play nicely' gives us Bitcoin - leading to lower time preference, and further education on why the above is not good if just accepted and taken at face value as "it's just the way things are". I still can't get over the insights Satoshi had. Way beyond 'this is clever money' 💪🤔🤗💥