Also prohibits CBDCs.
Discussion
I know this is an unpopular opinion, but I would prefer ecash 2.0 to credit cards if we must have fiat.
I get paid in sats. I think this particular CBDC is much better from a privacy point-of-view.
Of course, the geezers in charge have no idea what any of this is and I don't have any faith in Chaum's ability to sell this. The fact that he markets it this way means it is already dead in the water.