Very insightful. If I have a business, I will

1. Sat price always 80% of fiat price.

2. Customers have the right to claim fiat diff back if bitcoin goes up, within 1 month time. For example, if customers spend 10 dollars worth of sats and bitcoin goes up by 30%, customers can claim 3 dollars back within a month or get the same amount of goods in the same fiat price.

people won’t think in investment for every single purchase. It’s just too much to think about.

Money back policy will be great. If there is a software to automate it, better. The software can automatically redeem customers without them claiming at the end of month.