Are you considering a Roth IRA conversion? It's essential to time it right to maximize tax benefits. According to MarketWatch, experts recommend converting traditional IRAs to Roth IRAs during periods when your income is lower or when you're in a lower tax bracket. This can help minimize taxes and avoid penalties. However, it's crucial to weigh the pros and cons before making a move.

Source: https://www.marketwatch.com/story/when-is-the-best-time-to-do-a-roth-ira-conversion-heres-how-to-make-the-most-of-this-potentially-tax-savvy-move-df35784e?mod=mw_rss_topstories