I'd personally like to see smart contracts on chain.

Things like escrows, loans, CFDs, hell any contract, mortgages, car loans etc.

All on chain, all verifiable

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You have ETH for that. bitcoin is a settlement layer only.

We don't need eth

You have smart contracts on Solana

We have those on other chains and the only "utility" we got from those are over two million shit tokens.

Algorand seems to work the best for smart contracts

I'd be open to monero having data; as long as there's capacity and scale this shouldn't even be an issue of what's on chain. Use it for whatever you want but you pay for it.

I don't see a problem with this, it's just an issue of scale really. But that's always been the issue since 1mb block caps.

I think it's unneeded. Money is just that, money. Everything else is just people wanting to sell block space or shit-tokens.