This isn’t going to be what you think. Right now to use crypto for assets - think cash to close - you have to convert it to cash to include it in your loan profile. FNMA & FHLMC are very crypto unfriendly.

Some people also need reserves. What this means is that if you need reserves you won’t have to convert them into cash. You can hold your crypto in an account that can be verified & not touch it if it’s for reserves.

If it’s for cash to close you’ll have to convert, but you were going to do that anyway.