We're aware of that but we're more pragmatic.
We think Flexa is a good first step, though we hope the ecosystem at large will evolve towards more freedom oriented solutions.
Discussion
I see it as degradation before even starting.
It's all about managing pain well. Fiat pain. Payment service provider pain. User surveillance pain. Short term and long term pain.
If ready go for short term pain now. It'll make you more resilient, creative and makes you more aware of the system constraints.
Our goal is to be practical, and efficient.
We understand some will integrate corporate proprietary fiat solutions while others will seek FOSS Peer-to-Peer Self-Custody solutions.
We want to be as fair, and objective to all solutions available that will grow cryptocurrency in any manner.
While we totally respect, and understand the concerns we're willing to accept those trade-offs in the hopes that long term adoption will be more geared towards Peer-to-Peer methods.
However, we do agree, any, and all solutions in the long run ideally should respect the freedom, privacy, & choices of individuals.