I dropped insurance last year because the costs didnt make sense to shell out thousands a year and then have a massive deductible. Insurance is a gravy plan that benefits the insurers, not the insured (except chronically ill needing meds or regular ops) or service providers (except those who take kickbacks at low level)

Now I pay 100% out of pocket and only work with businesses that know and can tell me what something will cost. I no longer goto a GP to have basic vitals done or routine stuff and instead requisition it online.