What I just can't wrap my head around:

You confront specific Muslim authorities with the fact that fiat money is created through riba (originating from loans with interest), and they say nothing. I don't mean ordinary Muslims, but scholars who engage in economic issues or entire institutions and companies that have literally made the fight against riba their mission. So, authorities that should be directly concerned.

But they say: nothing.

They could argue and overwhelm me with their knowledge (I'm just a web dev), but there is nothing to argue about, so they don't. Instead, they silence the topic and continue to sell their financial products based on fiat money.

This is such a selective deafness and blindness that I would only expect from completely rotten hearts. The false vanity and arrogance of not wanting to admit that they might be completely wrong with their financial products and need to go back to square one. The main thing is to keep pushing the chosen approach and not have to revise it.

There are very few exceptions who got it right, very few. But they're not the most popular voices in the scene. But the big names just don't get it. And we need them to understand it asap; CBDCs are knocking at the doors.

How can we ever trust those scholars and institutions again, if they don't even dare to debate such important issues?