It's that easy if you buy and hodl Bitcoin. My own mom asked me what to do with extra capital about 6 months ago. I told her by some Bitcoin of course. I even told her to buy the ETF if she didn't want to through the process of self custody. Those dollars, went into a 5% CD at her credit union...

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Most older people don’t want any of this stuff to change. They got into the legacy system while it was still viable

Yep. It sucks, but that's the game they want to play. The boomers are NGMI much longer.

The ones that managed to at least get on the property ladder are probably mostly ok