It made me realize that a casual user or merchant is not going to set up a Lightning node for payments. That’s why I switched my focus on building an e-cash based payment system that looks like Lightning.

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I agree, because most people don't have the time for managing and monitoring it even if they do have the funds to open adequately large channels.

Yup. In the early days of the internet ‘Be your own ISP’ never really took off, as I recall.

😂😂