Don't hate on me. I didn't make it.

I agree it's supposed to eliminate the central banks.

And he never said it wasn't meant to be sent peer-to-peer as you suggest.

In my opinion banks (middlemen) are not the problem.

The problem is central banks given the license to print money.

Saylor cannot print bitcoin - nor can Jamie Dimon.

If people are okay with the counterparty risk, that's their freedom.

And realistically - the majority of people who are walking the earth do not want that responsibility.

Sad but true.

And most people holding their own keys would be more of a risk than a bitcoin bank rugging them.