That's fair.

On the Lightning side, I honestly don’t mind the centralization trade-offs, as long as decentralized options remain available. Personally, I like using both. I manage my own Alby Hub, but I also use Aqua and WoS depending on the context. I just switch between them based on what I’m doing.

As for Cashu and Fedi, it’s still early days, but again, I don’t have an issue with the custody model, it’s all about trade-offs. These tools haven’t fully matured yet, so it’s tough to predict exactly how they’ll evolve. But the potential is incredible. Being able to encode sats as emojis, for example, is mind-blowing. It could completely reshape how video games, websites, and even advertising work.

That said, I don’t think the majority will ever want full self-custody, and I’m okay with that. Most products won’t be built around it, and that’s fine. What matters to me is that the option exists. As long as people have the ability to opt into self-custody and open systems, that’s what really counts.

That being said, I fully recognize that centralized products could eventually be leveraged by those in power to exert control. But that’s a risk we need to stay aware of, and be ready to push back against when the time comes.