You're saying people shouldn't be excited to be able to borrow fiat for lower interest rates? I'm refinancing my uncollateralized debt so I can be financially sovereign faster. I don't see the disconnect.

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Yes, that's what I say.

Seems more emotional than logical, but we don't have to have the same strategies. Good luck tho

Yeah and you decide, what's logical and what's emotional from your high ground, right? Good luck with that mindset.