At 4% for 10 years, it was a no-brainer. Just so happy they gave me the loan. I honestly never thought they would lend me but boy was I proved wrong on that. I guess the lesson of the story is to go ask If you can use something as collateral and see what they say.

I never told anyone IRL because I know from talking with normie friends they would think I was crazy. But for me it was obvious what was going to happen. Information asymmetry is very real on this one.