You'll need to have a bit of knowledge of linux and a spare computer or a VPS. Then look at https://docs.btcpayserver.org/Deployment/
So, the vast vast vast majority of people will never do this.
Ever.
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Sadly, yes.
They can pay someone to do it for them or do some research and find node provider that won't be as closed as WoS.
Until it’s easier mass adoption is a fantasy
