I would expect that % to be higher but it looks like people still save or the uncertainty has made them/force them to have some savings.
Discussion
I guess these people never heard the real story of the Ant and the Grasshopper. This graph conflicts with my recent research with the unbanked and underbanked. The FDIC has a 2021 study saying only 4.5% of Americans are unbanked (lowest in 10 years) and 14.1% were underbanked.