Any sufficiently good programmer can exit scam you with complex enough code. Depending on what you hire them for. Contractors and others can take your money and leave without finishing the work too. At some point you just have to trust and go with the person's reputation (p.s. I'm not reading hundreds of thousands of lines of code to see if the app I use will screw me, and I don't have months to spend on writing my own app either).
Discussion
Fair point. In general I agree, if you have money, you can be completely skill-less and get by.