I had considered at one point, right before they made it wonky.
Still would consider if they finally launched a credit card.
I don't love credit cards, but funding this isn't my idea of fun. Especially because my loans are at a different organization and they can't be paid by card.
I’m curious, what did they make wonky?
I was a very early user, one of the first few hundred off the wait list, and I was really into it. I even put all my spending on the card for the first four months. My problem was that the average rewards rate ended up being about 1.4% for me. Not bad, but I can do better by using a credit card that pays 2% cash back and buying bitcoin with that money. It didn’t seem worth it to jump through the hoops, spin on every transaction, etc, as fun as that was for a while.
If they improved the payouts I’d be open to giving it another shot, though.
I think it was the shift in incentives.
Remember when we got 5% using fold card to buy on Amazon?
Then it was only available to the Spin+ members.
About that time other things changed. I remember getting 10k sats a couple of times on the daily spin when it was sponsored.
About the time 5% Amazon went + only, all I could get was 5 sats usually.
Fountain or a good meme on Nostr just pays better.
I was just about to jump "all in" when 5% went plus only. I wanted to prove feasibility on regular before I jumped to plus.
I lost my motivation. And without credit, funding is either slow or expensive without a regular direct deposit.
Still might use it for budget items, but very little use right now.
