imo, it wont demonetize those things unless we have a crazy deflationary event.

so long as buying a house is subsidized by the state with the easiest and most stable credit of any asset, asset values will exceed utility cost.

no asset can be lent against for multiple years with 0 mark to mark and little to no money down at capped interest rates.

what i see is bitcoin enabling its holder to buy a more expensive house than their income may have previously allowed.

for those who dont hold bitcoin, community living will become increasingly the only option.