Tbh for most people multisig is just overkill.

I'd normally just recommend a good hardware wallet with proper backups unless you have a very specific need for multisig that can be articulated.

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Multisig to avoid single point of failure and for inheritance planning like hit by a bus scenario.

Multisig often complicates estate planning, and there are ways to lessen SPOF for singlesig like the approach we've taken to encrypted backups:

https://foundationdevices.com/2023/01/why-we-love-encrypted-microsd-backups/