Lending zero production cost money (fiat) is the devil's joke on the universe.
Lending fractional reserve bitcoin is Laozi (Lao Tzu) joke on the unverse.
Just tao the shit out of yourself. If in doubt, go ask nostr:nprofile1qqsph5e28p48hehk3zeaclzgpm7zrnv5ddp74s2t5ja8sd9vw73ru6gprfmhxue69uhhyetvv9ujuem9w3skccne9e3k7mf0wccszyrhwden5te0dehhxarj9emkjmn9qyv8wumn8ghj7un9d3shjtnndehhyapwwdhkx6tpds9ra4vp.