Sometimes my friends and family say stuff like "I don't really know what you do, but you're not going to end up in prison right?"

My answer: "the services I've been building for the past 9 years are legal by default because they haven't been deemed illegal. But it's not hard to envision a dystopian near future in which I am magically turned into a criminal by authoritarian decree."

While I do sometimes worry about existential threats to my company, I can at least sleep soundly knowing that our clients' funds are not at risk.