Use CashApp. Banks aren’t needed any more.
Or try a credit union.
Discussion
This is the way.
I was with Bank of America when it was called something else completely. Lived through the bank acquisitions of the 90’s which were crazy. Your bank name changed twice a year it seemed.
Dropped them completely in 2016 or so and did a local credit union for “banking” and now CashApp for everything else. Was Sofi for a bit (thanks Pomp rocket man). Off that too.
CashApp or Robosats. Although, Robosats isn't as convenient.
My credit union is the culprit and I've been using strike. I was getting half my paycheck in a direct deposit on strike but they took that away not long ago. 😒