Yep - agree generally and that Bitcoin encourages a lower time preference vs fiat money. The part for me that I hadn’t recognised was that all else equal, saving is higher time preference than investment. I don’t think multi sig makes too much difference in this context.
Discussion
Ironically, the past year I used an inheritance to start new construction company (single family homes). I felt that using my capital to build out a company (cash flow) would be the best way to get more Bitcoin in the long run. So in this situation I’m shooting for the opposite dynamic - investment in short-term cash flow sacrificed for more long-term savings.
